Yesterday I went to mediation over how Chase , who took over Washington Mutual and there loans , stated in AUG 2011 that they owned both my notes and for 10 months were insistent , that they were the owners, and told my VT AG and the OCC in Texas as well. Than they came back and stated , we made a mistake we don't own the first note.
Mind you from April 2011- Aug 2011 , every 15 days I received a latter from Chase stating we are still looking into your inquiry and we will respond when we know more..
Here is the letter from Chase and notice at the bottom who they CC it to, of how they owned the note.
So, yesterday, at mediation they sent this man from Los Angeles, who was in alot of pain and had a sore neck and back.( He was a very nice man FYI. ) We all wanted to work out this mess and be done with it, however, a problem occurred, see the man who they sent from LA, had no power what so ever to deal, and had to call someone in New Jersey who made it impossible to work out a deal and the man from LA was basically to sit and look good and his response was WTF am I doing here? Needless to say the mediator ended it due to Chase lack of cooperation .
This is how you deal with things Chase? You use and abuse your employees like this and throw them under the bus ? You did this to Mr. Sparks as well. You basically told us he was a liar and you know what? He wasn't the lair , you were.
YOU HAD MY LOANS AND YOU DAMN WELL KNOW IT, IN 6 YEARS NOBODY COULD PRODUCE ANYTHING,
ONLY YOU COULD, YOU EVEN TOLD MY VT AG AND THE OCC IN TEXAS YOU OWNED THEM.
YOU AND ONLY YOU PRODUCED ALL THE PAPERWORK. YOU HAVE THIS LAWYER NOW SAYING IT WAS A COPY, REALLY! LETS PUT IT TOGETHER.
1- YOU PRODUCED ALL THE HUD1, NOTES, MORTGAGES, AND APPLICATIONS.
YET, NOBODY ELSE COULD UNTIL YOU GOT TO TOGETHER WITH DEUTSCHE BANK IN 2011 TO HELP THEM COVER THERE FRAUD AND SOLD IT TO THEM FOR PENNIES ON THE DOLLAR AND THAN SIGNED AN ASSIGNMENT DATED 6 YEARS LATER AFTER THE SALE, SO THEY COULD HAND OVER THE PAPERS TO ARCHBAY WHO BOUGHT THE NOTE ILLEGALLY AND SIGNED MY LAND RECORDS ILLEGALLY BECAUSE DEUTSCHE BANK NEVER OWNED IT , WHEN THEY STATED THEY DID AND MY LAND RECORDS SHOW IT WAS LONG BEACH MORTGAGE SINCE DEC 4, 2004 TILL DEC 2010.
2- HOW COULD YOU AFTER STATING YOU DIDN'T HAVE THE FIRST NOTE SIGN ANY ASSIGNMENT TO ANYONE? AN INCOMPLETE ONE AT THAT AND THAN TURN AROUND AND SAY YOU NEVER SIGNED IT?
WE HAVE PROOF IT WAS ALSO ROBO SIGNED - A COUPLE OF YOUR EMPLOYEES ALSO WORK AT MERS AND OTHER PLACES AND NOT YOUR BANK AS WELL.
( ANYONE NEEDING COPIES OF THESE ROBO SIGNERS JUST REQUEST)
3-AFTER YOU CLAIMED THESE WERE ONLY COPIES , AND THAN YOU STATED YOU ONLY HAD SELECT PRO FOLIO AS THE SERVICING BEING SOLD TO, (
NOTICE THE WORD SERVICING), BECAUSE WASHINGTON MUTUAL WAS MASTER SERVICER ( WHICH EXPLAINS WHY YOU DID IN FACT HAVE BOTH NOTES), BECAUSE IT NEVER LEFT WAMU AND YOU RECEIVED IT DURING THE FDIC TAKE OVER.
BUT HERE'S THE PROBLEM.
WASHINGTON MUTUAL - HAS ALL THE NOTES, MORTGAGES, HUD1, AND APPLICATIONS
THEN WE HAVE SELECT PRO-FOLIO
NOW , IF THIS NOTE WAS SOLD IN SEPT 2006 TO DEUTSCHE BANK, AND
SERVICING WAS SOLD IN LATE OCT 2006, WE HAVE A PROBLEM, BECAUSE IN BETWEEN THERE SHOULD OF ALSO BEEN COPIES OF THE SALE, THE CASHED CHECK FOR THE NOTE, THE TRANSFER, AND YOU HAD NOTHING? BUT YOU HAD THE SERVICER PAPERWORK. BAD GAME YOUR PLAYING.
WASHINGTON MUTUAL WAS MASTER SERVICER , AND COULD SELL SERVICING AND STILL MAINTAIN ITS STANDING, AND HOLD THE ORIGINAL NOTE, WHICH IS WHY YOU CHASE HAD IT. ( CHECK OUT ANY PSA IT WILL STATE THIS FROM WAMU)
SO YOU EXPECT US TO BELIEVE YOU HAD COPIES OF EVERYTHING EXCEPT A SALE, AND SUDDENLY AFTER 10 MONTHS OF CLAIMING YOU OWN IT, AND AFTER DEUTSCHE BANK AND ARCHBAY CONTACT YOU IT SUDDENLY DISAPPEARS AND ENDS UP IN ARCHBAY HANDS , WHEN FOR 2 YEARS ARCHBAY COULD NEVER PRODUCE IT ?
4- WHY WOULD DEUTSCHE BANK WHO SUPPOSEDLY BOUGHT IT, NEVER SIGN THE LAND RECORDS , OR COME FORWARD IN 2006 WHEN IT WAS IN FORECLOSURE? WHY DID DEUTSCHE BANK LEAVE IT IN WASHINGTON MUTUAL AND LONG BEACH NAME? WHY WAS IT THAT IT WAS 90 DAYS AFTER THE FDIC TOOK WAMU THAT DEUTSCHE BANK SUDDENLY CLAIMS IT? WHY IS IT THAT A BANK WHO CLAIMED TO OWN IT , NOT ONLY DID THE SERVICER NOT KNOW BUT NEITHER DID WE OR THE COURT? LET ME ANSWER THAT FOR YOU, BECAUSE IT NEVER LEFT WASHINGTON MUTUAL AND YOU HAD IT.
YOUR A LIAR AND YOU ARE NOW NO BETTER THAN THE BOTTOM FEEDERS YOUR DEALING WITH.
THIS IS SO NOT OVER!!!!!!!!
( I removed the names to protect us)
AS FOR YOUR LAWYERS QUESTION ON WHY I WOULDN'T DO A DEAL WITH ARCHBAY. LETS SEE :
ARCHBAY COULD NEVER PROVE OWNERSHIP, WAS IN BUSINESS FOR LESS THAN 10 YEARS , AND WERE BOTTOM FEEDERS.
YOU, CLAIMED YOU OWNED IT, JP MORGAN /CHASE, RESPONSIBLE BANK ( OR SO I THOUGHT) THOROUGHLY INVESTIGATED THE NOTE FOR CLOSE TO 5 MONTHS, WAS INSISTENT THEY OWNED IT , OVER A 100 PLUS YEARS IN BANKING.
ARCHBAY : THIS WAS ALSO GOING ON,
Major Shake Up at NPL Investor Arch Bay Capital?
A major shake up in the senior ranks at Arch Bay Capital
has taken place with several departures from the company, according to
three nonperforming loan investors that have conducted business with the
firm.
At deadline, Arch Bay CEO Shawn Miller and chief investment officer
Steven Davis had not returned telephone calls for two days. The company
is based in Irvine, Calif.
Arch Bay’s backers include private equity money, including a group
called York Capital. York did not return a telephone call placed to them
Friday morning.
One NPL investor said senior management at Arch Bay was summoned to York
for a recent meeting. “York didn’t like what they heard, confiscated
their laptops and that was it,” said this investor, requesting his name
not be used.
Another NPL invested added: “They [senior management] got locked out. The York guys are taking over.”
Little is known about Arch Bay’s NPL investing activities. The firm has
kept a tight lip on its staff, and has declined to talk publicly about
its deals. But players in the market say the firm has bought roughly $1
billion of NPLs since 2009, including a $600
million portfolio of troubled mortgages from Wells Fargo & Co.
About a year ago Arch Bay took at stab at starting a de novo mortgage
company, but then pulled the plug on the idea after hiring several
employees.
Until recently, Arch Bay billed itself as “one of the nation’s leading
investment firms specializing in the real estate and mortgage
industries.”
http://www.nationalmortgagenews.com/dailybriefing/Arch-Bay-Capital-Management-Shakeup-NPL-1030371-1.html
NOW TELL ME CHASE, WHO WOULD YOU OF CHOSEN?
YOU , JPMORGAN CHASE A REPUTABLE BANK
OR ARCHBAY A BOTTOM FEEDER WHO COULD NEVER PRODUCE MY LOAN?
